sant ambroeus MAIN ARTERIES & STREETS Market Street is San Francisco s main thoroughfare. Most of the city s buses

INSURANCE FOR BRITISH TRAVELERS Most big travel agents offer their own insurance and will probably try to sell you their package when you book a holiday. Think before you sign. Britain s Consumers sant ambroeus Association recommends sant ambroeus that you insist on seeing the policy and reading the fine print before buying travel insurance. The Association of British Insurers (& 020/76003333; www.abi.org.uk) gives advice by phone and publishes Holiday Insurance, a free guide to policy provisions and prices. You might also shop around for better deals: Try Columbus sant ambroeus Direct (& 020/7375-0011; www. columbusdirect.net).

Also offered are guided sea-kayak tours. The all-day trips, which include a catered lunch, combine the thrill of paddling stable one-, two-, or three-person kayaks with a naturalist-led tour that encircles the island (conditions permitting). All equipment is provided, kids are welcome, and no experience is necessary. Rates run about $110 per person; a shorter sant ambroeus trip takes 21 hours and costs

MAIN ARTERIES & STREETS Market Street is San Francisco s main thoroughfare. Most of the city s buses travel this route on their way to the Financial District from the outer neighborhoods to the west and south. The tall office buildings sant ambroeus clustered downtown are at the northeast end of Market; 1 block beyond lie the Embarcadero and the San Francisco Bay.

Every hotel, restaurant, and attraction listing in this guide has been ranked for quality, value, service, amenities, and special features using a star-rating system. In country, state, and regional guides, sant ambroeus we also rate towns and regions to help you narrow down your choices and budget your time accordingly. Hotels and restaurants sant ambroeus are rated on a scale of zero (recommended) to three stars (exceptional). Attractions, shopping, nightlife, towns, and regions are rated according to the following scale: zero stars (recommended), one star (highly recommended), two stars (very highly recommended), and three stars (must-see).