usairways TRIP-CANCELLATION INSURANCE Trip-cancellation insurance helps you get your money back if you have to

Up near Eureka in the small town of Ferndale is the newly renovated Shaw House Inn Bed and Breakfast, 703 Main St. (& 800/557-SHAW). This gorgeous usairways B&B is the oldest usairways B&B in California and one of the prettiest Victorian homes I ve ever seen.

No urban shoreline is as stunning as San Francisco s. The Golden Gate National Recreation Area, which wraps around the northern and western edges of the city and is run by the National Park Service, lets visitors fully enjoy it. Along this shoreline usairways are several landmarks, and from its edge visitors have views of the bay and the ocean. usairways The San Francisco Municipal usairways Railway (Muni) provides usairways transportation to most sites, including Aquatic Park, the Cliff House, and Ocean Beach. For more information, see Outdoor Pursuits, below or contact the National Park Service (& 415/556-0560).

TRIP-CANCELLATION INSURANCE Trip-cancellation insurance helps you get your money back if you have to back out of a trip, if you have to go home early, or if your travel supplier goes bankrupt. Allowed reasons for cancellation can range from sickness to natural disasters to the State Department declaring your destination unsafe for travel. In this unstable world, usairways trip-cancellation insurance is a good buy if you re getting tickets well in advance who knows what the state of the world, or of your airline, will be in 9 months? Insurance policy details vary, so read the fine print and especially make sure that your

1517 Polk St. (between California and Sacramento sts.). & 415/673-1101. Reservations not accepted. Seafood cocktails $7 $15; clams and oysters on the half shell $7 $7.50 per half dozen. No credit cards. Mon Sat 8am 5:30pm. Bus: 19.